*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}

:root{
  --ink:#0D1130;
  --ink-mid:#1E1B6B;
  --blue:#2B5FF5;
  --blue-bright:#4B7BFF;
  --blue-glow:rgba(43,95,245,0.18);
  --slate:#5A6480;
  --off:#F5F6FA;
  --white:#FFFFFF;
  --border:rgba(43,95,245,0.12);
  --radius:12px;
}

body{font-family:'DM Sans',sans-serif;color:var(--ink);background:var(--white);overflow-x:hidden}

/* ── NAV ── */
nav{
  position:sticky;top:0;z-index:200;
  display:flex;align-items:center;justify-content:space-between;
  padding:0 6%;height:76px;
  background:rgba(13,17,48,0.92);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(255,255,255,0.06);
  transition:background .3s;
}
.nav-logo img{height:42px;width:auto;display:block}
.nav-links{display:flex;align-items:center;gap:36px;list-style:none}
.nav-links a{color:rgba(255,255,255,0.72);text-decoration:none;font-size:.8rem;font-weight:500;letter-spacing:.1em;text-transform:uppercase;transition:color .2s}
.nav-links a:hover{color:var(--white)}
.nav-cta{background:var(--blue);color:#fff !important;padding:10px 22px;border-radius:6px;font-weight:600 !important;letter-spacing:.04em !important;transition:background .2s,transform .15s !important}
.nav-cta:hover{background:var(--blue-bright);transform:translateY(-1px)}

/* ── HERO ── */
.hero{
  min-height:100vh;
  background:linear-gradient(135deg,#0D1130 0%,#131B5E 55%,#1a2278 100%);
  display:flex;align-items:center;
  padding:44px 6% 80px;
  position:relative;overflow:hidden;
}
.hero-grid{
  display:grid;grid-template-columns:1fr 1fr;
  gap:80px;align-items:center;
  max-width:1280px;margin:0 auto;width:100%;
}
/* Ambient orbs */
.hero::before{
  content:'';position:absolute;
  width:600px;height:600px;border-radius:50%;
  background:radial-gradient(circle,rgba(43,95,245,0.22) 0%,transparent 70%);
  top:-100px;right:-100px;pointer-events:none;
}
.hero::after{
  content:'';position:absolute;
  width:400px;height:400px;border-radius:50%;
  background:radial-gradient(circle,rgba(75,123,255,0.14) 0%,transparent 70%);
  bottom:-80px;left:10%;pointer-events:none;
}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  color:var(--blue-bright);font-size:.72rem;font-weight:600;
  letter-spacing:.18em;text-transform:uppercase;margin-bottom:22px;
}
.hero-eyebrow::before{content:'';display:block;width:28px;height:1.5px;background:var(--blue-bright)}
.hero-h1{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(3rem,5vw,5rem);
  font-weight:700;color:#fff;line-height:1.05;
  margin-bottom:24px;
}
.hero-h1 em{font-style:italic;color:var(--blue-bright)}
.hero-sub{
  color:rgba(255,255,255,0.6);font-size:1.05rem;
  font-weight:300;line-height:1.75;max-width:480px;margin-bottom:40px;
}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:56px}
.btn-primary{
  display:inline-flex;align-items:center;gap:8px;
  background:var(--blue);color:#fff;
  padding:15px 30px;border-radius:8px;
  font-weight:600;font-size:.95rem;text-decoration:none;
  transition:background .2s,transform .15s,box-shadow .2s;
  box-shadow:0 8px 24px rgba(43,95,245,0.35);
}
.btn-primary:hover{background:var(--blue-bright);transform:translateY(-2px);box-shadow:0 12px 32px rgba(43,95,245,0.45)}
.btn-ghost{
  display:inline-flex;align-items:center;gap:8px;
  border:1.5px solid rgba(255,255,255,0.22);color:rgba(255,255,255,0.85);
  padding:15px 30px;border-radius:8px;
  font-weight:500;font-size:.95rem;text-decoration:none;
  transition:border-color .2s,background .2s;
}
.btn-ghost:hover{border-color:var(--blue-bright);background:rgba(43,95,245,0.1)}
.hero-stats{display:flex;gap:40px;flex-wrap:wrap}
.stat strong{
  display:block;font-family:'Cormorant Garamond',serif;
  font-size:2.4rem;font-weight:700;color:#fff;line-height:1;
}
.stat span{font-size:.72rem;color:rgba(255,255,255,0.45);letter-spacing:.1em;text-transform:uppercase;margin-top:4px;display:block}

/* Hero card panel */
.hero-panel{
  background:rgba(255,255,255,0.04);
  border:1px solid rgba(255,255,255,0.1);
  border-radius:20px;
  padding:40px;
  backdrop-filter:blur(12px);
  position:relative;z-index:2;
}
.panel-title{
  font-family:'Cormorant Garamond',serif;
  font-size:1.2rem;color:#fff;font-weight:600;
  margin-bottom:28px;letter-spacing:.02em;
}
.coverage-list{display:flex;flex-direction:column;gap:4px}
.cov-item{
  display:flex;align-items:center;gap:16px;
  padding:14px 16px;border-radius:10px;
  border:1px solid transparent;
  transition:background .2s,border-color .2s,transform .2s;
  cursor:pointer;text-decoration:none;
}
.cov-item:hover{
  background:rgba(43,95,245,0.1);
  border-color:rgba(43,95,245,0.25);
  transform:translateX(4px);
}
.cov-icon{
  width:44px;height:44px;border-radius:10px;
  background:rgba(43,95,245,0.15);
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
.cov-icon svg{width:22px;height:22px;stroke:var(--blue-bright);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.cov-label{color:rgba(255,255,255,0.85);font-size:.95rem;font-weight:500}
.cov-arrow{margin-left:auto;color:var(--blue-bright);opacity:0;transition:opacity .2s;font-size:1.1rem}
.cov-item:hover .cov-arrow{opacity:1}

/* ── TRUST BAR ── */
.trust-bar{
  background:var(--ink);
  padding:28px 6%;
  display:flex;align-items:center;justify-content:center;gap:60px;
  flex-wrap:wrap;
  border-bottom:1px solid rgba(255,255,255,0.05);
}
.trust-item{
  display:flex;align-items:center;gap:12px;
  color:rgba(255,255,255,0.55);font-size:.82rem;
  letter-spacing:.06em;text-transform:uppercase;font-weight:500;
}
.trust-item svg{width:18px;height:18px;stroke:var(--blue-bright);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}

/* ── SECTION SHARED ── */
.section{padding:100px 6%}
.section-inner{max-width:1200px;margin:0 auto}
.eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  color:var(--blue);font-size:.7rem;font-weight:600;
  letter-spacing:.2em;text-transform:uppercase;margin-bottom:14px;
}
.eyebrow::before{content:'';display:block;width:24px;height:1.5px;background:var(--blue)}
h2.section-title{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(2rem,3.5vw,3rem);
  font-weight:700;color:var(--ink);line-height:1.15;
  margin-bottom:16px;
}
.section-lead{color:var(--slate);font-size:1.05rem;line-height:1.75;max-width:580px}

/* ── SERVICES ── */
.services-bg{background:var(--off)}
.services-header{text-align:center;margin-bottom:64px}
.services-header .section-lead{margin:0 auto}
.services-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
  gap:24px;
}
.svc-card{
  background:var(--white);border-radius:16px;
  padding:36px 32px;
  border:1px solid var(--border);
  transition:transform .25s,box-shadow .25s,border-color .25s;
  position:relative;overflow:hidden;
}
.svc-card::before{
  content:'';position:absolute;
  top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--blue),var(--blue-bright));
  opacity:0;transition:opacity .25s;
}
.svc-card:hover{transform:translateY(-6px);box-shadow:0 20px 48px rgba(43,95,245,0.12);border-color:rgba(43,95,245,0.2)}
.svc-card:hover::before{opacity:1}
.svc-icon-wrap{
  width:56px;height:56px;border-radius:14px;
  background:rgba(43,95,245,0.08);
  display:flex;align-items:center;justify-content:center;
  margin-bottom:24px;
  transition:background .25s;
}
.svc-card:hover .svc-icon-wrap{background:rgba(43,95,245,0.14)}
.svc-icon-wrap svg{width:26px;height:26px;stroke:var(--blue);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.svc-name{
  font-family:'Cormorant Garamond',serif;
  font-size:1.25rem;font-weight:700;
  color:var(--ink);margin-bottom:10px;
}
.svc-desc{color:var(--slate);font-size:.88rem;line-height:1.65}

/* ── WHY US ── */
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.why-visual{
  background:linear-gradient(135deg,var(--ink) 0%,var(--ink-mid) 100%);
  border-radius:20px;padding:48px;position:relative;overflow:hidden;
}
.why-visual::after{
  content:'';position:absolute;
  bottom:-60px;right:-60px;
  width:240px;height:240px;border-radius:50%;
  background:radial-gradient(circle,rgba(43,95,245,0.2) 0%,transparent 70%);
}
.why-points{display:flex;flex-direction:column;gap:32px}
.why-point{display:flex;gap:20px;align-items:flex-start}
.why-num-wrap{
  width:48px;height:48px;border-radius:12px;
  border:1px solid rgba(43,95,245,0.3);
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
.why-num{
  font-family:'Cormorant Garamond',serif;
  font-size:1.3rem;font-weight:700;color:var(--blue-bright);line-height:1;
}
.why-point-body h4{color:#fff;font-size:.95rem;font-weight:600;margin-bottom:6px}
.why-point-body p{color:rgba(255,255,255,0.5);font-size:.85rem;line-height:1.65}
.why-carriers{
  margin-top:40px;padding-top:32px;
  border-top:1px solid rgba(255,255,255,0.08);
  position:relative;z-index:1;
}
.carrier-label{font-size:.7rem;letter-spacing:.15em;text-transform:uppercase;color:rgba(255,255,255,0.35);margin-bottom:14px}
.carrier-logos{display:flex;gap:12px;flex-wrap:wrap}
.carrier-pill{
  background:rgba(255,255,255,0.07);
  border:1px solid rgba(255,255,255,0.1);
  border-radius:6px;padding:6px 14px;
  font-size:.75rem;color:rgba(255,255,255,0.6);font-weight:500;
  letter-spacing:.04em;
}

/* WHY right side */
.why-right .section-lead{margin-bottom:40px}
.why-features{display:flex;flex-direction:column;gap:20px}
.why-feat{
  display:flex;align-items:flex-start;gap:16px;
  padding:20px;border-radius:12px;
  border:1px solid var(--border);
  transition:border-color .2s,background .2s;
}
.why-feat:hover{border-color:rgba(43,95,245,0.25);background:rgba(43,95,245,0.03)}
.feat-icon{
  width:40px;height:40px;border-radius:10px;
  background:rgba(43,95,245,0.08);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.feat-icon svg{width:20px;height:20px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.feat-body h5{font-size:.9rem;font-weight:600;color:var(--ink);margin-bottom:4px}
.feat-body p{font-size:.82rem;color:var(--slate);line-height:1.55}

/* ── PROCESS ── */
.process-bg{background:var(--ink)}
.process-header{text-align:center;margin-bottom:64px}
.process-header h2{color:#fff}
.process-header .section-lead{color:rgba(255,255,255,0.5);margin:0 auto}
.process-steps{
  display:grid;grid-template-columns:repeat(3,1fr);
  gap:2px;position:relative;
}
.process-steps::before{
  content:'';position:absolute;
  top:48px;left:calc(100%/6);right:calc(100%/6);
  height:1px;background:linear-gradient(90deg,transparent,rgba(43,95,245,0.4),transparent);
}
.step{
  padding:40px 32px;text-align:center;
  background:rgba(255,255,255,0.02);
  border-radius:16px;border:1px solid rgba(255,255,255,0.06);
  transition:background .25s,border-color .25s;
}
.step:hover{background:rgba(43,95,245,0.07);border-color:rgba(43,95,245,0.2)}
.step-num{
  display:inline-flex;align-items:center;justify-content:center;
  width:56px;height:56px;border-radius:50%;
  border:1px solid rgba(43,95,245,0.35);
  font-family:'Cormorant Garamond',serif;
  font-size:1.4rem;font-weight:700;color:var(--blue-bright);
  margin:0 auto 24px;position:relative;z-index:1;
}
.step-icon-row{margin-bottom:20px}
.step-icon-row svg{width:32px;height:32px;stroke:var(--blue-bright);fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.step h3{font-family:'Cormorant Garamond',serif;font-size:1.3rem;color:#fff;font-weight:600;margin-bottom:12px}
.step p{color:rgba(255,255,255,0.45);font-size:.85rem;line-height:1.65}

/* ── TESTIMONIALS ── */
.testimonials-bg{background:var(--off)}
.testimonials-header{text-align:center;margin-bottom:56px}
.testi-grid{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));
  gap:24px;
}
.testi-card{
  background:var(--white);border-radius:16px;
  padding:36px 32px;
  border:1px solid var(--border);
  position:relative;
  transition:transform .25s,box-shadow .25s;
}
.testi-card:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(43,95,245,0.1)}
.testi-quote-icon{
  width:40px;height:40px;border-radius:10px;
  background:rgba(43,95,245,0.08);
  display:flex;align-items:center;justify-content:center;
  margin-bottom:20px;
}
.testi-quote-icon svg{width:20px;height:20px;fill:var(--blue);stroke:none}
.stars{display:flex;gap:3px;margin-bottom:16px}
.stars svg{width:14px;height:14px;fill:#F59E0B;stroke:none}
.testi-text{color:var(--slate);font-size:.9rem;line-height:1.7;margin-bottom:24px;font-style:italic}
.testi-author{border-top:1px solid var(--border);padding-top:16px}
.testi-name{font-weight:600;font-size:.88rem;color:var(--ink)}
.testi-detail{font-size:.78rem;color:var(--slate);margin-top:2px}

/* ── CONTACT ── */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.contact-info-panel{padding-top:8px}
.contact-info-panel h2{color:var(--ink)}
.contact-info-panel .section-lead{margin-bottom:40px}
.contact-items{display:flex;flex-direction:column;gap:20px}
.c-item{display:flex;align-items:flex-start;gap:16px}
.c-icon{
  width:48px;height:48px;border-radius:12px;
  background:linear-gradient(135deg,var(--ink) 0%,var(--ink-mid) 100%);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.c-icon svg{width:20px;height:20px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.c-body dt{font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);font-weight:600;margin-bottom:4px}
.c-body dd{font-size:.95rem;color:var(--ink);font-weight:500;line-height:1.5}
.c-body a{color:var(--ink);text-decoration:none}
.c-body a:hover{color:var(--blue)}

/* Form */
.form-card{
  background:var(--white);border-radius:20px;
  padding:44px;
  border:1px solid var(--border);
  box-shadow:0 8px 32px rgba(13,17,48,0.06);
}
.form-title{
  font-family:'Cormorant Garamond',serif;
  font-size:1.5rem;font-weight:700;color:var(--ink);
  margin-bottom:28px;
}
.field{margin-bottom:18px}
.field label{display:block;font-size:.72rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);margin-bottom:8px}
.field input,.field select,.field textarea{
  width:100%;padding:13px 16px;
  border:1.5px solid #E2E5F0;border-radius:8px;
  font-family:'DM Sans',sans-serif;font-size:.95rem;color:var(--ink);
  background:#fff;outline:none;
  transition:border-color .2s,box-shadow .2s;
}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:var(--blue);
  box-shadow:0 0 0 3px rgba(43,95,245,0.1);
}
.field textarea{resize:vertical;min-height:90px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-submit{
  width:100%;padding:15px;
  background:linear-gradient(135deg,var(--blue) 0%,var(--blue-bright) 100%);
  color:#fff;border:none;border-radius:8px;
  font-family:'DM Sans',sans-serif;font-size:.95rem;font-weight:600;
  cursor:pointer;letter-spacing:.03em;
  transition:opacity .2s,transform .15s,box-shadow .2s;
  box-shadow:0 6px 20px rgba(43,95,245,0.3);
  margin-top:8px;
}
.form-submit:hover{opacity:.92;transform:translateY(-1px);box-shadow:0 10px 28px rgba(43,95,245,0.4)}

/* ── FOOTER ── */
footer{
  background:#070A1D;
  padding:48px 6% 32px;
}
.footer-top{
  display:flex;align-items:center;justify-content:space-between;
  flex-wrap:wrap;gap:24px;
  padding-bottom:32px;
  border-bottom:1px solid rgba(255,255,255,0.06);
  margin-bottom:28px;
}
.footer-logo img{height:32px;width:auto;display:block;opacity:.9}
.footer-links{display:flex;gap:28px;flex-wrap:wrap}
.footer-links a{color:rgba(255,255,255,0.4);text-decoration:none;font-size:.82rem;transition:color .2s}
.footer-links a:hover{color:rgba(255,255,255,0.8)}
.footer-bottom{
  display:flex;align-items:center;justify-content:space-between;
  flex-wrap:wrap;gap:12px;
}
.footer-copy{color:rgba(255,255,255,0.3);font-size:.78rem}
.footer-license{color:rgba(255,255,255,0.3);font-size:.78rem}

/* ── SCROLL ANIMATIONS ── */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .6s ease,transform .6s ease}
.reveal.visible{opacity:1;transform:none}
.reveal-delay-1{transition-delay:.1s}
.reveal-delay-2{transition-delay:.2s}
.reveal-delay-3{transition-delay:.3s}

/* ── RESPONSIVE ── */
@media(max-width:900px){
  .hero-grid,.why-grid,.contact-grid{grid-template-columns:1fr}
  .hero-panel{display:none}
  .process-steps{grid-template-columns:1fr}
  .process-steps::before{display:none}
  nav{padding:0 4%}
  .nav-links{display:none}
}

/* ── INNER PAGE HERO ── */
.page-hero{
  background:linear-gradient(135deg,#0D1130 0%,#131B5E 55%,#1a2278 100%);
  padding:64px 6% 72px;
  position:relative;overflow:hidden;
}
.breadcrumb{
  display:flex;align-items:center;gap:8px;
  font-size:.8rem;color:rgba(255,255,255,0.5);
  margin-bottom:22px;letter-spacing:.02em;
}
.breadcrumb a{color:rgba(255,255,255,0.65);text-decoration:none;transition:color .2s}
.breadcrumb a:hover{color:#fff}
.page-hero-eyebrow{
  color:var(--blue-bright);font-size:.78rem;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;margin-bottom:14px;
}
.page-hero h1{
  font-family:"Cormorant Garamond",serif;font-weight:700;
  font-size:clamp(2.1rem,4.2vw,3.4rem);color:#fff;line-height:1.12;margin-bottom:16px;
  max-width:820px;
}
.page-hero p{color:rgba(255,255,255,0.62);font-size:1.05rem;line-height:1.7;max-width:640px}
.page-hero-actions{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}

/* ── SERVICE DETAIL LAYOUT ── */
.svc-detail-grid{
  display:grid;grid-template-columns:1.4fr 1fr;gap:64px;align-items:start;
}
@media(max-width:900px){.svc-detail-grid{grid-template-columns:1fr}}
.svc-detail-body h2{
  font-family:"Cormorant Garamond",serif;font-weight:700;font-size:1.7rem;
  color:var(--ink);margin:36px 0 14px;
}
.svc-detail-body h2:first-child{margin-top:0}
.svc-detail-body p{color:var(--slate);line-height:1.8;margin-bottom:14px;font-size:1rem}
.coverage-bullets{list-style:none;margin:18px 0 8px}
.coverage-bullets li{
  display:flex;align-items:flex-start;gap:12px;padding:10px 0;
  border-bottom:1px solid var(--border);color:var(--ink);font-size:.96rem;line-height:1.6;
}
.coverage-bullets li:last-child{border-bottom:none}
.coverage-bullets svg{flex:none;width:18px;height:18px;margin-top:3px;stroke:var(--blue);fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.faq-item{border-bottom:1px solid var(--border);padding:18px 0}
.faq-item:first-child{padding-top:0}
.faq-item h4{font-size:1rem;color:var(--ink);margin-bottom:8px;font-weight:600}
.faq-item p{color:var(--slate);font-size:.94rem;line-height:1.7;margin:0}

/* Sidebar CTA card on service pages */
.svc-side-card{
  background:var(--off);border:1px solid var(--border);border-radius:var(--radius);
  padding:32px;position:sticky;top:100px;
}
.svc-side-card h3{font-size:1.15rem;color:var(--ink);margin-bottom:10px;font-family:"Cormorant Garamond",serif;font-weight:700}
.svc-side-card p{color:var(--slate);font-size:.92rem;line-height:1.65;margin-bottom:20px}
.svc-side-list{list-style:none;margin-bottom:22px}
.svc-side-list li{display:flex;gap:10px;align-items:center;padding:8px 0;font-size:.88rem;color:var(--ink);border-bottom:1px solid var(--border)}
.svc-side-list li:last-child{border-bottom:none}
.svc-side-list a{color:var(--ink);text-decoration:none;transition:color .2s}
.svc-side-list a:hover{color:var(--blue)}
.svc-side-list li.active a{color:var(--blue);font-weight:600}

/* Learn more link on homepage service cards */
.svc-more{
  display:inline-flex;align-items:center;gap:6px;margin-top:12px;
  color:var(--blue);text-decoration:none;font-size:.86rem;font-weight:600;
  transition:gap .2s;
}
.svc-more:hover{gap:10px}

/* ── SERVICES HUB ── */
.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:900px){.hub-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.hub-grid{grid-template-columns:1fr}}
.hub-card{
  display:block;text-decoration:none;background:#fff;border:1px solid var(--border);
  border-radius:var(--radius);padding:32px;transition:transform .25s,box-shadow .25s,border-color .25s;
}
.hub-card:hover{transform:translateY(-4px);box-shadow:0 20px 44px rgba(13,17,48,0.1);border-color:var(--blue)}
.hub-card .svc-icon-wrap{margin-bottom:18px}
.hub-card .svc-name{font-family:"Cormorant Garamond",serif;font-weight:700;font-size:1.25rem;color:var(--ink);margin-bottom:8px}
.hub-card .svc-desc{color:var(--slate);font-size:.92rem;line-height:1.7;margin-bottom:14px}
.hub-card .svc-more{margin-top:0}

/* ── PRIVACY POLICY TYPOGRAPHY ── */
.policy-body h2{font-family:"Cormorant Garamond",serif;font-weight:700;font-size:1.3rem;color:var(--ink);margin:34px 0 12px}
.policy-body h2:first-child{margin-top:0}
.policy-body p{color:var(--slate);line-height:1.8;margin-bottom:14px;font-size:.98rem}
.policy-body ul{margin:0 0 14px 20px;color:var(--slate);line-height:1.8;font-size:.98rem}
.policy-body strong{color:var(--ink)}
.policy-meta{color:var(--slate);font-size:.85rem;margin-bottom:8px}

/* ── ACTIVE NAV STATE ── */
.nav-links a.active{color:var(--white)}

/* ── TOPBAR (utility bar above main nav) ── */
.topbar{
  background:var(--off);
  border-bottom:1px solid var(--border);
  font-size:.8rem;
}
.topbar-inner{
  max-width:1400px;margin:0 auto;padding:10px 6%;
  display:flex;align-items:center;justify-content:space-between;
  gap:20px;flex-wrap:wrap;
}
.topbar-address{
  display:flex;align-items:center;gap:8px;
  color:var(--slate);text-decoration:none;
  transition:color .2s;
}
.topbar-address:hover{color:var(--blue)}
.topbar-address svg{flex:none;width:15px;height:15px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.topbar-right{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.topbar-social{display:flex;align-items:center;gap:8px}
.topbar-social a{
  display:flex;align-items:center;justify-content:center;
  width:28px;height:28px;border-radius:50%;
  background:var(--ink);color:#fff;
  transition:background .2s,transform .15s;
}
.topbar-social a:hover{background:var(--blue);transform:translateY(-1px)}
.topbar-social svg{width:14px;height:14px;fill:currentColor}
.topbar-phone{
  display:flex;align-items:center;gap:7px;
  color:var(--ink);text-decoration:none;font-weight:600;
  transition:color .2s;
}
.topbar-phone svg{width:14px;height:14px;stroke:var(--blue);fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.topbar-phone:hover{color:var(--blue)}
@media(max-width:700px){
  .topbar-address span{display:none}
  .topbar-inner{padding:8px 6%}
}